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Make a Payment Corporate Freight Factoring Commercial Finance 866.604.8489 Hit enter to search or ESC to close Corporate Freight Factoring Commercial Finance Login Get A Quote Corporate Company About History Leadership Careers Contact Solutions Investment Strategy News Freight Factoring Company About Leadership Team Reviews News Partners Referrals Strategic Partners Technology Careers Contact Products Factoring Factoring LOC Fuel Cards Extras Who We Serve Truck Owner Operators Truck Fleets Freight Brokers Resources Blog FAQs Trucking Business Tools to Support Your Company | eCapital Commercial Finance Company About Leadership Reviews News Careers Products Factoring Asset Based Lending Factoring for Small Businesses Who We Serve Staffing Agencies Manufacturing Wholesale & Distribution Apparel Small Business Other Industries Resources Blog FAQs Login Get A Quote -- Welcome to the NEW e C apital Uniting our brands under one name, we’re helping more businesses get the funding they need. Join us as we take everything to the next level! LET’S GET YOU TO THE RIGHT PLACE Freight Factoring GO TO FREIGHT FACTORING Commercial Finance GO TO COMMERCIAL FINANCE Taking you where you want to go We’ve built our organization on the notion that companies shouldn’t have to jump through hoops to get funding. At eCapital we get you the capital you need, when you need it. That way you can get back to doing great things. Whether that means purchasing new equipment, expanding your team or funding your next big project, eCapital shares your vision. 17,800 Clients Funded $22 Billion Funded Over 12 Million Invoices Purchased 81 Industries Served You specialize. So do we. We have specialists that support these industries every day. Find your industry below and let’s talk. TRANSPORTATION & LOGISTICS MANUFACTURING STAFFING FOOD & BEVERAGE SERVICE WHOLESALE APPAREL SMALL BUSINESS FIND THE SOLUTION THAT’s RIGHT FOR YOUR BUSINESS With our comprehensive suite of financial services we give your business the freedom to do more. FREIGHT FACTORING FACTORING LINE OF CREDIT INVOICE FINANCING ASSET-BASED LENDING EQUIPMENT FINANCING INVENTORY FINANCING Our Clients Love Us Melissa, Texas “Jessica has been helping us for a while. Without her help we would be lost. We thank you Jessica and eCapital for all you guys do to help with our funding matters.” Robert, Illinois “Very happy with their service. Thank you eCapital. Great job!” Hanssel, Ontario “I must say, it’s a great experience working with such high quality people…. Amanda and Amber are both amazing and really easy to work with. I really appreciate everything you do especially in these tough times…..” Sandy, Georgia “Awesome people helping you get paid fast at a reasonable rate. Great service.” Chris, Arkansas “Outstanding service every time! Quick to address and solve any questions or concerns we may have. The mobile app is very user friendly and easy to navigate. I highly recommend these guys if you’re looking for factoring.” Sheila, Oklahoma “They do an awesome job. If any problems arise, they fix them right away. Thank you!” Vince, Minnesota “They have been great to work with for the last 4 years! Our customers comment that they have an easy invoice payment process too. Best part is when you call, someone answers or returns the call or email promptly.” Ryan, Alberta “Great work! I love their efficiency and being able to get funded every day.” Our Latest News 07.01.20 ACQUISITON UPDATE: eCapital Corp. Acquires Prosperity Funding MIAMI – July 1, 2020 – eCapital Corp. (“eCapital”) (formerly Global Merchant Fund Corp), through one of its subsidiaries, has acquired 100% of the ownership equity of Prosperity Funding Inc.… eCapital Commercial Finance News Corporate Freight Factoring News 06.19.20 NEWS UPDATE: Welcome to the New eCapital Global Merchant Fund Corp., a specialty finance solution provider, is proud to announce its corporate name change to eCapital Corp., effective June 19, 2020. The company’s headquarters will remain in… Corey Shelson Commercial Finance News Corporate 06.01.20 eCapital acquires North American operation of Bibby Miami, March 2, 2020 – Global Merchant Fund Corp. (GMF), a leading North American provider of financial solutions for middle-market companies, has announced the acquisition of Bibby Financial Services (Holdings)… eCapital Let's Talk Request A Free Quote See what we can do for your business. Request A Free Quote 866.604.8489 866.604.8489 -- Privacy Policy Site Map -- © 2020 eCapital. All California loans made or arranged pursuant to a California Finance Lenders Law License, CA Finance Lenders License – 60DBO46224 Copyright © 2020 eCapital. All Rights Reserved. eCapital is registered Trademark. Registration Number: 5,098,285 Get Started Company Name Contact Name * Email Address * Phone * Language Prefiero hablar en español x Get the Guide Company Name Contact Name * Email Address * Phone * Language Prefiero hablar en español x Get the Guide Company Name Contact Name * Email Address * Phone * Language Prefiero hablar en español x GET STARTED Full Name * Company Name * Phone Number * Email Address * Language Prefiero hablar en español X Get the White Paper Full Name * Company Name * Phone Number * Email Address * Language Prefiero hablar en español x GET A QUOTE Full Name * Company Name * Phone Number * Email Address * Language Prefiero hablar en español x Cost-per-mile-calculator Step 1 of 6 16% Your Fixed Costs Fixed costs are expenses that your company incurs whether your trucks are hauling a load or sitting in the parking lot. Fixed costs include expenses like insurance, property leases, permits and other services. We've included the national average for fixed costs numbers below. Please change each value to reflect your costs and see your results in real time. How much do you pay for your truck payment? If you are making lease payments on your truck, then you can enter that expense here. Otherwise, you can enter 0. How much is your trailer payment? If you are making lease payments on your trailer, then you can enter that expense here. Otherwise, you can enter 0. How much do you pay for insurance & medical? You can include your truck insurance, health insurance, and drug and alcohol testing expenses here. How much do you pay for your license, permits & registration? You can include your annual vehicle inspection, IRP renewal, tractor & trailer registrations, driver's license renewal, state business annual report, UCR and HUVT 2290 expenses here. To get your monthly expenses, just divide the total by 12. How much do you pay for ELD and home parking? You can add your monthly ELD and home parking expenses. How much do you pay for your phone & internet? You can include your cell phone, landline, and internet expenses here. How much do you pay for software & services? You can include your accounting software, Amazon Prime or Netflix expenses here. How much do you pay for business development? You can include your load board, OOIDA membership or website marketing expenses here. Your Variable Costs Variable costs are those that your company spends in operating its trucks. These costs include fuel, maintenance, repairs, meals, lodging and other expenses incurred on the road. We've included the national average for variable cost numbers below. Please change each value to reflect your costs. How much do you pay for your home office? You can include your office supplies, postage, office equipment & accessories or educational classes & materials expenses here. How much do you pay for maintenance & supplies? You can include your tires, truck maintenance, truck washes, truck supplies, fuel additives, cleaning supplies, small tools, gloves or sunglasses expenses here. How much do you pay for tolls & taxes? You can include your IFTA, tolls or scale expenses here. How much do you pay for travel expenses? You can include hotel/lodging, shower, paid parking on the road or m...